Insurance Needs for Developing Schools


As you progress through the development stages outlined below, CharterSAFE staff and consultants will work with you to obtain the appropriate lines of coverage to protect your school each step of the way. For more information about insurance for developing schools, your Southern California Contact is Jennifer Rubin at 805.234.2991 (cell) or jrubin@chartersafe.net. Schools in Northern California can contact Thuy Ly at 619.734.6588 (cell) or by email at tly@chartersafe.net.


 A New Developing School Creates a Board of Trustees
INSURANCE NEEDED:
Directors & Officers insurance to protect board members







 School Starts Recruiting Staff
INSURANCE NEEDED:

ADD: 
  
  • Employment Practices Liability
  • Fiduciary Liability
  • Workers Compensation
  • Employer's Liability 










    School Has a Physical Location and Employees Begin Work
    (Whether at an office of the actual school site)
    INSURANCE NEEDED:

    ADD:
    • General Liability including bodily injuries, personal injury and property damage
    • Auto Liability/Physical Damage

    • Employee Benefits Liability
    • Excess Liability
    • Crime
    • Property
    • Student Accident
    • Domestic Terrorism
    • Sexual Abuse Liability
    • Educator Legal Liability