Welcome to CharterSAFE!

CharterSAFE is a non-profit risk-sharing pool serving independent charter schools in California wherein our members are our owners. Our comprehensive property and casualty insurance program and complimentary risk management services offer our members a proactive approach to mitigating risks and ensures broad limits that satisfy charter authorizer requirements. Join over 850 school sites in California that comprise the CharterSAFE membership in keeping your school safe!

Learn more about CharterSAFE and how we advocate for your school

SB1159 Reporting Link - Gallagher Bassett


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Mission & Vision

CharterSAFE's mission is to provide its charter school members with a strong understanding of school hazards and approach to risk mitigation. We believe that a safe and secure learning environment allows member schools to focus on and dedicate its resources towards empowering students through education.

Learn more about our philosophy

What is a JPA?

  • Sample forms and waiver templates
  • Human resources consultation
  • Policy, procedures, and handbook reviews
  • Comprehensive safety inspections
  • Certified playground inspections
  • Contract review of risk transfer/indemnity provisions
  • Unlimited online training via SafeSchools
  • In-person training and workshops
  • Safety grant program
  • Charter authorizer compliant insurance
  • Created by charter school leaders
  • Much more...

Member Benefits

A Joint Powers Authority (JPA) is a government-regulated entity formed by two or more similar public agencies within the same state for the mutual benefit of the agencies. As public agencies and per California Government Codes 990.4 and 990.8, California charter schools formed CharterSAFE in 2004 to steward a comprehensive insurance and risk management program that advocates for the benefit of all the charter school members. The JPA structure allows charter school members to (1) take advantage of volume purchasing strategies that provide stable, comprehensive, and cost-effective insurance costs year-over-year, (2) provide proactive risk management and loss control expertise to help schools reduce the chance and severity of a loss, and (3) advocate for the member school in managing claims.

2017-2018 CharterSAFE Insurance Program

Update Exposures

Click below to submit a change in exposure including, but not limited to, adding a vehicle, change in annual payroll, change in student count, change in property values, adding/dropping location, etc.

Submit a Change in Exposure Guide to Exposure Changes

File a Claim

Reporting claims online is convenient, easy, and quick.

File a Claim SB1159 Reporting Link

Request a Certificate of Insurance

What You Can Expect From CharterSAFE

Risk Management

Customer Service

HR Advice

Insurance Expertise

Claims Management

Loss Control

News & Announcement

CharterSAFE Boundaries Policy
We have finalized the first part of our year-long emphasis on the reduction and elimination of sexual abuse cases in our member schools.
2019 CA Assembly Bill Updates
What should schools like yours be aware of on the California policy front?
Updated Labor Law Posters and EDD Brochures
Make sure you have posted DFEH updated labor law posters as well as updates to brochures issued by the EDD.

Events and Webinars

RECORDED WEBINAR: COVID-19 School Safety Best Practices

CharterSAFE will cover the most frequently asked questions we’ve received from members about COVID-19 risk management issues. During this 90-minute webinar, we will discuss topics including telecommuting, property, virtual learning, human resources. We will also set aside time to respond directly to your questions.

Recorded Webinar: Executive Order N-62-20 Workers Compensation and COVID-19

CharterSAFE's Workers' Compensation team will be doing a deep dive into the Governor's Executive Order and what it means for employers

CharterSAFE Sessions from the 2020 CCSA Conference

CharterSAFE works in partnership with our members providing access to no-cost resources that help mitigate their organizational risk including expert human resources consulting, claims and risk management support, contract review, site inspections, robust online training, and a dedicated service team. Access CharterSAFE’s free, pre-recorded webinars that were developed for the Annual CCSA Conference to learn from our team about the latest claims trends and proactive practices you can put in place to protect your school community.

Events - Webinars - Presentations

The CharterSAFE team wants to make sure your school is safe. We have made our past webinars and presentations available for you to access.

Webinar: Reopening Our Schools Safely (Open to All)

June 10, 2020 at 10:30AM

The COVID-19 pandemic has disrupted the workplace and schools in ways that have never been imagined. After abrupt closures during the 2019-20 school year, charter schools are faced with many uncertainties as they plan to safely re-open for the 2020-21 school year. Attend this webinar to learn from the CharterSAFE Risk Management Team.

Webinar: How to Prevent COVID-19 Related Employee Lawsuits(Open to All)

June 17, 2020 at 10:30AM

After abrupt closures during the 2019-20 school year, charter schools are faced with many uncertainties as they plan to re-open for the 2020-21 school year. Attend this webinar to hear from the CharterSAFE Human Resources Team on critical issues facing charter schools.